submit a separate statement on the business, include your share of the business on this personal financial statement.     NoteCo-owned property note: If you own an item with others and the other owners will not sign for the loan, enter only the value of your share of the assets and corresponding liability. If all parties will sign for the loan, enter the full amount. Describe the ownership type (joint tenancy, community property, tenants in common, partnership or separate property). If youre not sure how you own property, look at the deed or other title document.       1. Determine Your Assets     Take out the Personal Financial Statement-Assets from Appendix 4. Your task is to briefly describe and estimate the current value of everything you own, even if you owe money against it. If youre not sure how much a particular item is worth, make an estimate now and verify it later. Give the market value-the price for which you could sell the particular piece of property today. WarningKeep assets separate from income. An asset is a money item or something that you could sell, like a car or a house. Income is money you receive periodically, such as a paycheck. Some assets produce regular income-for example, stocks and bonds that pay dividends, patents with royalty agreements and promissory notes you own. Only list your assets here; youll list your income in below.     Cash and Cash Equivalents: List the approximate cash balance in each of your financial accounts. Include accounts in banks, savings and loans, thrifts, credit unions or any other institutions. Identify each by institution name, account type and number. Also list money market funds, certificates of deposit (including maturity date), and cash in your safe deposit box, buried in the back yard or any other place you keep cash.                     Marketable Securities: List any stocks, mutual funds and bonds you own which are publicly traded. Show the number of shares or the amount (face value) of bonds, the exchange on which they are listed and the current market value. The value of stocks is the number of shares owned multiplied by the bid price per share listed in a newspaper business section.     The current cash value for savings or bank bonds is listed on the table printed on each bond according to the number of years since it was issued.     Corporate bonds are listed in the newspaper in relation to their face or par value, with a price of 100 being equal to par. To calculate the value of your corporate bonds, multiply the price listed by their face value and divide by 100.     If you cant find the listing for your securities in your local paper, check the Wall Street Journal at your library or call your broker and ask.     NoteNote about unlisted securities: Call your broker for the value of any stocks which are not publicly traded and enter them under Other Assets, below.